/* ===================================================================
   법무법인(유한) 예일법조 · 개인회생 랜딩
   White + Deep Navy theme — high contrast typography
   =================================================================== */

/* ---------- Tokens ---------- */
:root {
  /* Surfaces */
  --white: #FFFFFF;
  --paper: #F6F8FC;
  --paper-2: #EEF2F8;
  --line: #E2E8F0;
  --line-strong: #CBD5E1;

  /* Navy (deep) */
  --navy-0: #050B1A;
  --navy-1: #081226;
  --navy-2: #0E1B36;
  --navy-3: #15264A;
  --navy-line: rgba(255,255,255,.12);
  --navy-line-strong: rgba(255,255,255,.22);

  /* Accents */
  --red: #C8102E;
  --red-strong: #E11D33;
  --red-soft: #FCE9EC;
  --gold: #B8892C;
  --gold-strong: #D4AF37;
  --gold-soft: #FAF3DD;

  /* Text on light */
  --ink: #0A1325;
  --ink-2: #1F2A44;
  --ink-3: #475569;
  --ink-4: #64748B;

  /* Text on navy */
  --on-navy: #FFFFFF;
  --on-navy-2: #DCE5F4;
  --on-navy-3: #9AAAC8;

  --radius: 14px;
  --radius-lg: 20px;

  --shadow-card: 0 14px 30px -18px rgba(10,19,37,.18), 0 2px 6px rgba(10,19,37,.06);
  --shadow-card-hover: 0 22px 50px -20px rgba(10,19,37,.28), 0 2px 6px rgba(10,19,37,.08);
  --shadow-red: 0 14px 30px -10px rgba(200,16,46,.45);

  --container: 1180px;
  --gutter: clamp(20px, 4vw, 40px);

  --serif: "Noto Serif KR", "Pretendard Variable", serif;
  --sans: "Pretendard Variable", Pretendard, -apple-system, BlinkMacSystemFont, system-ui, "Apple SD Gothic Neo", "Malgun Gothic", sans-serif;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
  overflow-x: hidden;
}
body {
  font-family: var(--sans);
  background: var(--white);
  color: var(--ink);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
  max-width: 100%;
  overscroll-behavior-x: none;
  touch-action: pan-y;
  font-weight: 500;
}

/* Line breaks only on mobile */
.br--m { display: none; }
@media (max-width: 560px) { .br--m { display: inline; } }
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; border: none; background: none; color: inherit; }
input, select, textarea { font: inherit; color: inherit; }
ul, ol { list-style: none; padding: 0; margin: 0; }
h1, h2, h3, h4, p { margin: 0; }
:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; border-radius: 4px; }

.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 var(--gutter);
}

/* Section base */
.section {
  padding: clamp(80px, 10vw, 130px) 0;
  position: relative;
}
.section__head {
  text-align: left;
  max-width: 780px;
  margin-bottom: clamp(44px, 6vw, 72px);
}
.section__head--center { text-align: center; margin-left: auto; margin-right: auto; }
.section__title {
  font-family: var(--serif);
  font-weight: 900;
  font-size: clamp(32px, 5.4vw, 56px);
  line-height: 1.18;
  letter-spacing: -0.025em;
  margin-top: 18px;
  text-wrap: pretty;
  color: var(--ink);
}
.section__lead {
  margin-top: 22px;
  font-size: clamp(16px, 1.8vw, 19px);
  color: var(--ink-2);
  text-wrap: pretty;
  font-weight: 500;
}

/* Eyebrow */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 12px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  font-weight: 800;
  padding: 7px 14px;
  border-radius: 999px;
  border: 1.5px solid var(--line-strong);
  background: var(--white);
  color: var(--ink-2);
}
.eyebrow--red { color: var(--red); border-color: rgba(200,16,46,.35); background: var(--red-soft); }
.eyebrow--gold { color: var(--gold); border-color: rgba(184,137,44,.4); background: var(--gold-soft); }

/* Highlights */
.hl {
  background: linear-gradient(180deg, transparent 62%, rgba(200,16,46,.22) 62%);
  color: var(--red);
  padding: 0 4px;
}
.hl-gold {
  color: var(--gold);
}

/* On-navy variants */
.on-navy .section__title { color: var(--on-navy); }
.on-navy .section__lead { color: var(--on-navy-2); }
.on-navy .eyebrow { background: rgba(255,255,255,.06); color: var(--on-navy-2); border-color: var(--navy-line-strong); }
.on-navy .eyebrow--red { background: rgba(225,29,51,.16); color: #ff8b9a; border-color: rgba(225,29,51,.4); }
.on-navy .eyebrow--gold { background: rgba(212,175,55,.14); color: var(--gold-strong); border-color: rgba(212,175,55,.4); }
.on-navy .hl { color: #ff7585; background: linear-gradient(180deg, transparent 62%, rgba(225,29,51,.35) 62%); }
.on-navy .hl-gold { color: var(--gold-strong); }

/* Dark sections (navy) should inherit on-navy typography */
.benefits, .cases { color: var(--on-navy); }
.benefits .section__title,
.cases .section__title {
  color: var(--on-navy);
  text-shadow:
    0 2px 10px rgba(0,0,0,.55),
    0 14px 34px rgba(0,0,0,.28);
}
.benefits .section__lead,
.cases .section__lead { color: var(--on-navy-2); }
.benefits .eyebrow,
.cases .eyebrow {
  background: rgba(255,255,255,.06);
  color: var(--on-navy-2);
  border-color: var(--navy-line-strong);
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 14px 22px;
  border-radius: 12px;
  font-weight: 800;
  font-size: 15px;
  letter-spacing: -0.01em;
  transition: transform .25s ease, box-shadow .25s ease, background .25s ease, border-color .25s ease, color .25s ease;
  white-space: nowrap;
  position: relative;
  overflow: hidden;
}
.btn--lg { padding: 18px 28px; font-size: 16px; border-radius: 14px; }
.btn--xl { padding: 22px 32px; font-size: 18px; border-radius: 16px; }
.btn--block { width: 100%; }
.btn--primary {
  background: linear-gradient(180deg, var(--red-strong), var(--red));
  color: #fff;
  box-shadow: var(--shadow-red), inset 0 1px 0 rgba(255,255,255,.18);
}
.btn--primary::after {
  content: "";
  position: absolute; inset: 0;
  background: linear-gradient(120deg, transparent 30%, rgba(255,255,255,.28) 50%, transparent 70%);
  transform: translateX(-110%);
  transition: transform .8s ease;
}
.btn--primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 22px 40px -14px rgba(200,16,46,.6), inset 0 1px 0 rgba(255,255,255,.2);
}
.btn--primary:hover::after { transform: translateX(110%); }

.btn--ghost {
  background: var(--white);
  color: var(--ink);
  border: 1.5px solid var(--line-strong);
}
.btn--ghost:hover { border-color: var(--ink); transform: translateY(-2px); }

.on-navy .btn--ghost {
  background: rgba(255,255,255,.06);
  color: var(--on-navy);
  border: 1.5px solid var(--navy-line-strong);
  backdrop-filter: blur(6px);
}
.on-navy .btn--ghost:hover { border-color: var(--gold-strong); color: var(--gold-strong); }

/* ---------- Topbar ---------- */
.topbar {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 50;
  padding: 14px 0;
  background: rgba(255,255,255,.7);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid transparent;
  transition: background .3s, border-color .3s, padding .3s, box-shadow .3s;
}
.topbar.is-scrolled {
  padding: 10px 0;
  background: rgba(255,255,255,.96);
  border-bottom-color: var(--line);
  box-shadow: 0 2px 18px -10px rgba(10,19,37,.2);
}
.topbar__inner {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 var(--gutter);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.topbar__logo img {
  height: 40px;
  width: auto;
}
.topbar__meta {
  display: flex;
  align-items: center;
  gap: 16px;
}
.topbar__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  font-weight: 700;
  color: var(--ink-2);
  padding: 6px 12px;
  border: 1.5px solid var(--line-strong);
  border-radius: 999px;
  background: var(--white);
}
.topbar__badge .dot {
  width: 7px; height: 7px; border-radius: 50%;
  background: #1FAE5C;
  box-shadow: 0 0 0 4px rgba(31,174,92,.18);
  animation: pulse 1.6s infinite;
}
.topbar__tel {
  font-family: var(--serif);
  font-weight: 800;
  font-size: 18px;
  color: var(--navy-1);
  letter-spacing: 0.02em;
}
@media (max-width: 640px) {
  .topbar__badge { display: none; }
  .topbar__logo img { height: 32px; }
  .topbar__tel { font-size: 16px; }
}

/* ============================================================
   HERO — Deep navy, white text
   ============================================================ */
.hero {
  position: relative;
  min-height: 100vh;
  padding: 140px 0 100px;
  display: flex;
  align-items: center;
  overflow: hidden;
  isolation: isolate;
  color: var(--on-navy);
  background: var(--navy-0);
}
.hero__bg {
  position: absolute; inset: 0; z-index: -1;
  background:
    linear-gradient(180deg, rgba(5,11,26,.22) 0%, rgba(5,11,26,.30) 60%, rgba(5,11,26,.38) 100%),
    url("hero-bg.png");
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}
.hero__spot {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  opacity: .55;
  animation: float 12s ease-in-out infinite;
}
.hero__spot { display: none; }
.hero__spot--red {
  width: 380px; height: 380px;
  background: var(--red);
  top: 10%; right: -80px;
}
.hero__spot--blue {
  width: 460px; height: 460px;
  background: #2944A3;
  bottom: -120px; left: -120px;
  animation-delay: -6s;
}
.hero__grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.05) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse at center, black 30%, transparent 75%);
}
.hero__noise {
  position: absolute; inset: 0;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='160' height='160'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2' stitchTiles='stitch'/></filter><rect width='100%' height='100%' filter='url(%23n)' opacity='0.5'/></svg>");
  opacity: .04;
}

.hero__inner {
  display: grid;
  grid-template-columns: 1.15fr 1fr;
  gap: clamp(40px, 6vw, 80px);
  align-items: center;
}
.hero__inner--center {
  grid-template-columns: 1fr;
  justify-items: center;
  text-align: center;
}
.hero__copy--center {
  max-width: 880px;
  display: flex;
  flex-direction: column;
  align-items: center;
}
.hero__copy--center .hero__title,
.hero__copy--center .hero__sub { text-align: center; text-wrap: balance; }
.hero__copy--center .hero__hook { text-align: center; }
.hero__copy--center .hero__ctas { justify-content: center; }
.hero__copy--center .hero__trust { justify-content: center; }
@media (max-width: 960px) {
  .hero { min-height: auto; padding: 130px 0 80px; }
  .hero__inner { grid-template-columns: 1fr; gap: 50px; }
}

/* Mobile readability: centered copy + word-level wrapping */
@media (max-width: 560px) {
  .hero { padding: 120px 0 70px; }
  .hero__copy--center { width: 100%; }
  .hero__copy--center .hero__title,
  .hero__copy--center .hero__hook,
  .hero__copy--center .hero__sub,
  .hero__copy--center .hero__urgent {
    text-align: center;
    word-break: keep-all;
    overflow-wrap: break-word;
  }
  .hero__sub { margin-top: 20px; }
  .hero__urgent { justify-content: center; }
  .hero__ctas { flex-direction: column; width: 100%; }
  .hero__ctas .btn { width: 100%; white-space: normal; }
  .hero__trust { justify-content: center; gap: 10px; }
  .hero__trust li { width: 100%; justify-content: center; }
}

/* Desktop: keep trust items in one row */
@media (min-width: 721px) {
  .hero__trust {
    flex-wrap: nowrap;
    justify-content: center;
    white-space: nowrap;
  }
}

/* Mobile: 2nd section title (empathy) centered + readable wraps */
@media (max-width: 560px) {
  .section__head {
    text-align: center;
    margin-left: auto;
    margin-right: auto;
  }
  .section__title,
  .section__lead {
    word-break: keep-all;
    overflow-wrap: break-word;
    text-wrap: pretty;
  }
  .empathy .section__title,
  .benefits .section__title,
  .process .section__title,
  .cases .section__title {
    max-width: 16ch;
    margin-left: auto;
    margin-right: auto;
  }
  .empathy .section__head {
    text-align: center;
    margin-left: auto;
    margin-right: auto;
  }
  .empathy .section__title {
    word-break: keep-all;
    overflow-wrap: break-word;
    text-wrap: pretty;
  }

  /* Cards/steps: ensure mobile centering actually applies */
  .ecard,
  .bcard,
  .ccard { text-align: center; }
  .ecard__num,
  .bcard__icon { margin-left: auto; margin-right: auto; }
  .ccard__before,
  .ccard__after { align-items: center; }
  .ccard__arrow { justify-content: center; }

  .process__list::before { display: none; }
  .pstep {
    grid-template-columns: 1fr;
    padding: 20px 22px;
    text-align: center;
  }
  .pstep__num { justify-self: center; }
}

.hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-size: 13px;
  letter-spacing: 0.12em;
  color: #fff;
  font-weight: 800;
  text-transform: uppercase;
  margin-bottom: 28px;
  text-shadow:
    0 1px 0 rgba(0,0,0,.18),
    0 2px 10px rgba(0,0,0,.55),
    0 18px 44px rgba(0,0,0,.25);
}
.hero__eyebrow .line {
  width: 36px; height: 1px; background: rgba(255,255,255,.75);
}
.hero__eyebrow-text { display: inline; }
.hero__eyebrow-sep { opacity: .8; }

@media (max-width: 560px) {
  .hero__eyebrow-text { display: inline-flex; flex-direction: column; gap: 2px; }
  .hero__eyebrow-sep { display: none; }
}
.hero__title {
  font-family: var(--serif);
  font-size: clamp(38px, 6.5vw, 76px);
  font-weight: 900;
  line-height: 1.13;
  letter-spacing: -0.028em;
  color: #fff;
  text-wrap: balance;
  text-shadow:
    0 1px 0 rgba(0,0,0,.20),
    0 2px 10px rgba(0,0,0,.58),
    0 10px 26px rgba(0,0,0,.42),
    0 22px 54px rgba(0,0,0,.28),
    0 40px 90px rgba(0,0,0,.18);
}
.hero__hook {
  font-family: var(--serif);
  font-weight: 900;
  font-size: clamp(18px, 2.2vw, 22px);
  line-height: 1.35;
  letter-spacing: -0.02em;
  color: var(--on-navy-2);
  margin-bottom: 20px;
  text-wrap: pretty;
  text-shadow:
    0 1px 0 rgba(0,0,0,.18),
    0 2px 10px rgba(0,0,0,.58),
    0 16px 40px rgba(0,0,0,.30);
}
.hero__type--l2 {
  color: #fff;
  text-shadow:
    0 1px 0 rgba(0,0,0,.16),
    0 2px 10px rgba(0,0,0,.60),
    0 18px 44px rgba(0,0,0,.28),
    0 0 26px rgba(255, 66, 92, .32);
  -webkit-text-stroke: 0.5px rgba(0,0,0,.18);
}
.hero__type--l2.is-blink {
  animation: hero-blink 1.15s ease-in-out infinite;
}
@keyframes hero-blink {
  0%, 100% {
    filter: drop-shadow(0 0 0 rgba(255,66,92,0));
    text-shadow:
      0 1px 0 rgba(0,0,0,.16),
      0 2px 10px rgba(0,0,0,.60),
      0 18px 44px rgba(0,0,0,.28),
      0 0 26px rgba(255, 66, 92, .32);
  }
  50% {
    filter: drop-shadow(0 0 10px rgba(255,66,92,.55));
    text-shadow:
      0 1px 0 rgba(0,0,0,.16),
      0 2px 10px rgba(0,0,0,.65),
      0 18px 44px rgba(0,0,0,.32),
      0 0 36px rgba(255, 66, 92, .72);
  }
}
.hero__sub {
  margin-top: 28px;
  font-size: clamp(17px, 2vw, 21px);
  color: var(--on-navy);
  line-height: 1.65;
  font-weight: 500;
  text-shadow:
    0 1px 0 rgba(0,0,0,.16),
    0 2px 10px rgba(0,0,0,.55),
    0 16px 40px rgba(0,0,0,.24);
}
.hero__urgent {
  margin-top: 28px;
  display: inline-flex;
  align-items: center;
  gap: 12px;
  padding: 14px 18px;
  background: linear-gradient(180deg, rgba(225,29,51,.18), rgba(225,29,51,.08));
  border: 1px solid rgba(225,29,51,.4);
  border-left: 3px solid var(--red-strong);
  border-radius: 8px;
  font-size: clamp(14px, 1.6vw, 16px);
  color: #fff;
  font-weight: 600;
  text-shadow:
    0 1px 0 rgba(0,0,0,.16),
    0 2px 10px rgba(0,0,0,.60),
    0 18px 44px rgba(0,0,0,.28);
}
.hero__urgent em { color: #ff7585; font-weight: 900; font-style: normal; }
.urgent__tag {
  font-size: 11px;
  font-weight: 900;
  letter-spacing: 0.1em;
  background: var(--red-strong);
  color: #fff;
  padding: 5px 9px;
  border-radius: 4px;
  flex-shrink: 0;
  animation: blink 1.6s infinite;
}
@keyframes blink {
  0%, 100% { opacity: 1; }
  50% { opacity: .55; }
}

.hero__ctas {
  display: flex;
  gap: 12px;
  margin-top: 36px;
  flex-wrap: wrap;
}
.hero__trust {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  margin-top: 28px;
  font-size: 14px;
  color: rgba(255,255,255,.92);
  font-weight: 800;
  text-shadow:
    0 1px 0 rgba(0,0,0,.16),
    0 2px 10px rgba(0,0,0,.55);
}
.hero__trust li {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 12px;
  border-radius: 999px;
  background: rgba(0,0,0,.22);
  border: 1px solid rgba(255,255,255,.16);
  backdrop-filter: blur(6px);
  transform: translateZ(0);
  animation: trust-pulse 4.2s ease-in-out infinite;
}
.hero__trust li:nth-child(1) { animation-delay: 0ms; }
.hero__trust li:nth-child(2) { animation-delay: 1400ms; }
.hero__trust li:nth-child(3) { animation-delay: 2800ms; }
.hero__trust li:hover {
  transform: translateY(-1px) scale(1.02);
  border-color: rgba(212,175,55,.85);
  box-shadow: 0 18px 38px -22px rgba(0,0,0,.55), 0 0 0 4px rgba(212,175,55,.12);
}
.hero__trust svg { color: var(--gold-strong); }

@keyframes trust-pulse {
  0%, 100% {
    transform: scale(1);
    border-color: rgba(255,255,255,.16);
    box-shadow: none;
  }
  18% {
    transform: scale(1.06);
    border-color: rgba(212,175,55,.85);
    box-shadow: 0 18px 38px -22px rgba(0,0,0,.55), 0 0 0 4px rgba(212,175,55,.12);
  }
  36% {
    transform: scale(1);
    border-color: rgba(255,255,255,.16);
    box-shadow: none;
  }
}

/* Hero panel */
.hero__panel {
  background: linear-gradient(180deg, rgba(255,255,255,.06), rgba(255,255,255,.02));
  border: 1px solid var(--navy-line-strong);
  border-radius: var(--radius-lg);
  padding: 22px;
  backdrop-filter: blur(8px);
  box-shadow: 0 30px 60px -30px rgba(0,0,0,.6);
  position: relative;
}
.hero__panel::before {
  content: "";
  position: absolute;
  inset: -1px;
  border-radius: inherit;
  padding: 1px;
  background: linear-gradient(180deg, rgba(212,175,55,.5), transparent 40%, rgba(225,29,51,.3));
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  pointer-events: none;
}
.panel__header {
  display: flex; align-items: center; justify-content: space-between;
  padding-bottom: 14px;
  border-bottom: 1px solid var(--navy-line);
}
.panel__live {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 11px; font-weight: 900; letter-spacing: 0.12em;
  color: #ff7585;
}
.pulse {
  width: 8px; height: 8px; border-radius: 50%;
  background: #ff3346;
  box-shadow: 0 0 0 0 rgba(255,51,70,.6);
  animation: pulse 1.5s infinite;
}
@keyframes pulse {
  0% { box-shadow: 0 0 0 0 rgba(255,51,70,.55); }
  70% { box-shadow: 0 0 0 10px rgba(255,51,70,0); }
  100% { box-shadow: 0 0 0 0 rgba(255,51,70,0); }
}
.panel__title {
  font-size: 12px; color: var(--on-navy-3); letter-spacing: 0.05em; font-weight: 600;
}
.panel__counter { padding: 18px 0; }
.counter__row {
  display: flex; align-items: baseline;
  margin-bottom: 10px;
  gap: 8px;
}
.counter__label {
  flex: 1; color: var(--on-navy-2); font-size: 14px; font-weight: 600;
}
.counter__num {
  font-family: var(--serif);
  font-weight: 900;
  font-size: clamp(28px, 5vw, 42px);
  color: #fff;
  letter-spacing: -0.02em;
  line-height: 1;
}
.counter__num--gold { color: var(--gold-strong); }
.counter__unit {
  color: var(--on-navy-3); font-size: 14px; font-weight: 600;
}
.counter__progress { margin-top: 14px; }
.counter__bar {
  height: 6px;
  background: rgba(255,255,255,.08);
  border-radius: 999px;
  overflow: hidden;
}
.counter__bar span {
  display: block; height: 100%;
  width: 0;
  background: linear-gradient(90deg, var(--gold-strong), var(--red-strong));
  border-radius: 999px;
  transition: width 1.6s cubic-bezier(.2,.8,.2,1);
}
.counter__progress-meta {
  margin-top: 8px;
  display: flex; justify-content: space-between;
  font-size: 12px; color: var(--on-navy-3); font-weight: 600;
}
.counter__progress-meta strong { color: #fff; font-weight: 800; }

.panel__photo {
  margin: 0;
  border-radius: 12px;
  overflow: hidden;
  position: relative;
  aspect-ratio: 16/9;
  background: repeating-linear-gradient(45deg, #15203a 0 12px, #0e1730 12px 24px);
  border: 1px solid var(--navy-line);
}
.photo__inner {
  position: absolute; inset: 0;
  display: flex; align-items: center; justify-content: center;
  flex-direction: column;
  text-align: center;
}
.photo__overlay {
  position: absolute; inset: 0;
  background:
    radial-gradient(circle at 30% 40%, rgba(225,29,51,.18), transparent 60%),
    radial-gradient(circle at 75% 70%, rgba(212,175,55,.16), transparent 60%);
}
.photo__caption {
  position: relative;
  display: inline-flex; align-items: center; gap: 10px;
  padding: 8px 14px;
  background: rgba(0,0,0,.55);
  border: 1px solid var(--navy-line-strong);
  border-radius: 999px;
  font-size: 12px;
  color: var(--on-navy-2);
  letter-spacing: 0.04em;
  font-weight: 600;
}
.photo__from { color: #ff8a8a; }
.photo__to { color: var(--gold-strong); }
.photo__caption svg { color: var(--on-navy-3); }
.photo__tag {
  position: absolute;
  bottom: 10px; left: 12px;
  font-family: ui-monospace, "SF Mono", Menlo, monospace;
  font-size: 10px;
  color: rgba(255,255,255,.45);
  letter-spacing: 0.08em;
}
.panel__foot {
  margin-top: 14px;
  font-size: 11px;
  color: var(--on-navy-3);
  text-align: right;
  font-weight: 500;
}

.hero__scroll {
  position: absolute;
  left: 50%;
  bottom: 28px;
  transform: translateX(-50%);
  display: flex; flex-direction: column; align-items: center; gap: 8px;
  font-size: 10px; letter-spacing: 0.3em;
  color: var(--on-navy-3);
  font-weight: 700;
}
.hero__scrollbar {
  width: 1px; height: 36px;
  background: linear-gradient(180deg, var(--gold-strong), transparent);
  animation: scrollbar 2s infinite;
}
@keyframes scrollbar {
  0% { transform: scaleY(0); transform-origin: top; }
  50% { transform: scaleY(1); transform-origin: top; }
  51% { transform-origin: bottom; }
  100% { transform: scaleY(0); transform-origin: bottom; }
}
@media (max-width: 960px) { .hero__scroll { display: none; } }

/* ============================================================
   TICKER (navy)
   ============================================================ */
.ticker {
  border-top: 1px solid var(--navy-line);
  border-bottom: 1px solid var(--navy-line);
  background: var(--navy-1);
  color: var(--on-navy);
  padding: 18px 0;
  display: flex;
  align-items: center;
  gap: 20px;
  overflow: hidden;
}
.ticker__head {
  flex-shrink: 0;
  padding: 0 var(--gutter);
  display: inline-flex; align-items: center; gap: 10px;
  border-right: 1px solid var(--navy-line-strong);
}
.ticker__dot {
  width: 8px; height: 8px; border-radius: 50%; background: var(--red-strong);
  animation: pulse 1.5s infinite;
}
.ticker__title {
  font-size: 12px; font-weight: 800; letter-spacing: 0.1em;
  color: #ff8a8a;
  white-space: nowrap;
}
.ticker__viewport {
  flex: 1;
  overflow: hidden;
  height: 26px;
  position: relative;
  mask-image: linear-gradient(90deg, transparent, black 5%, black 95%, transparent);
}
.ticker__list {
  display: flex;
  gap: 50px;
  white-space: nowrap;
  animation: ticker-scroll var(--ticker-speed, 11s) linear infinite;
  padding-left: 100%;
}
.ticker__list li {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 14px; color: var(--on-navy-2); font-weight: 500;
}
.ticker__list li b { color: #fff; font-weight: 800; }
.ticker__list li .pill {
  font-size: 11px; padding: 3px 9px; border-radius: 4px;
  background: rgba(212,175,55,.16); color: var(--gold-strong);
  letter-spacing: 0.04em; font-weight: 800;
}
.ticker__list li .pill--red { background: rgba(225,29,51,.18); color: #ff8b9a; }
@keyframes ticker-scroll {
  0% { transform: translateX(0); }
  100% { transform: translateX(-100%); }
}

/* Mobile: keep ticker floating above sticky bar */
@media (max-width: 720px) {
  .ticker {
    position: fixed;
    left: 0;
    right: 0;
    bottom: var(--stickybar-h, 80px);
    z-index: 59;
    border-top: 1px solid var(--navy-line);
    border-bottom: 1px solid var(--navy-line);
    box-shadow: 0 -12px 28px -14px rgba(0,0,0,.45);
  }
  .ticker__list { --ticker-speed: 2.75s; }
  body { padding-bottom: calc(var(--stickybar-h, 80px) + 58px); }
}

/* ============================================================
   EMPATHY (light)
   ============================================================ */
.empathy {
  background: var(--white);
  position: relative;
}
.empathy::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(800px 400px at 100% 0%, rgba(200,16,46,.04), transparent 60%);
  pointer-events: none;
}
.empathy__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}
@media (max-width: 880px) { .empathy__grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .empathy__grid { grid-template-columns: 1fr; } }

.ecard {
  position: relative;
  padding: 32px 28px 30px;
  background: var(--white);
  border: 1.5px solid var(--line);
  border-radius: var(--radius);
  transition: transform .4s ease, border-color .4s ease, box-shadow .4s ease;
  overflow: hidden;
  box-shadow: var(--shadow-card);
}
.ecard::after {
  content: "";
  position: absolute;
  inset: auto 0 0 0;
  height: 3px;
  background: linear-gradient(90deg, transparent, var(--red), transparent);
  transform: scaleX(0);
  transition: transform .5s ease;
  transform-origin: left;
}
.ecard:hover {
  transform: translateY(-6px);
  border-color: rgba(200,16,46,.35);
  box-shadow: var(--shadow-card-hover);
}
.ecard:hover::after { transform: scaleX(1); }
.ecard__num {
  font-family: var(--serif);
  font-size: 38px; font-weight: 900;
  color: var(--red);
  line-height: 1;
  margin-bottom: 18px;
  letter-spacing: -0.02em;
}
.ecard h3 {
  font-family: var(--serif);
  font-size: 20px;
  font-weight: 900;
  letter-spacing: -0.02em;
  margin-bottom: 12px;
  line-height: 1.4;
  color: var(--ink);
}
.ecard h3 wbr { display: none; }
@media (max-width: 560px) {
  .ecard h3 wbr { display: inline; }
}
.ecard p {
  font-size: 14.5px;
  color: var(--ink-3);
  line-height: 1.7;
  font-weight: 500;
}
.ecard--accent {
  background: linear-gradient(180deg, var(--navy-1), var(--navy-0));
  border-color: var(--navy-2);
  color: #fff;
}
.ecard--accent .ecard__num { color: var(--gold-strong); font-size: 32px; }
.ecard--accent h3 { color: #fff; }
.ecard--accent p, .ecard--accent .ecard__cta-text { color: var(--on-navy-2) !important; }
.ecard__cta-text { margin-bottom: 22px; }
.ecard__cta {
  display: inline-flex; align-items: center; gap: 8px;
  font-weight: 800;
  font-size: 14px;
  color: var(--gold-strong);
  border-bottom: 1.5px solid var(--gold-strong);
  padding-bottom: 4px;
  transition: gap .25s ease;
}
.ecard__cta:hover { gap: 14px; }

/* ============================================================
   BENEFITS (navy)
   ============================================================ */
.benefits {
  background: var(--navy-0);
  color: var(--on-navy);
}
.benefits__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}
@media (max-width: 980px) { .benefits__grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 520px) { .benefits__grid { grid-template-columns: 1fr; } }

.bcard {
  position: relative;
  padding: 30px 26px;
  background: linear-gradient(180deg, rgba(255,255,255,.05), rgba(255,255,255,.02));
  border: 1px solid var(--navy-line-strong);
  border-radius: var(--radius);
  transition: transform .35s ease, border-color .35s ease, background .35s ease;
}
.bcard:hover {
  transform: translateY(-4px);
  border-color: rgba(212,175,55,.5);
  background: linear-gradient(180deg, rgba(255,255,255,.07), rgba(255,255,255,.03));
}
.bcard__icon {
  width: 50px; height: 50px;
  display: grid; place-items: center;
  border-radius: 12px;
  background: linear-gradient(180deg, rgba(212,175,55,.22), rgba(212,175,55,.06));
  border: 1px solid rgba(212,175,55,.32);
  color: var(--gold-strong);
  margin-bottom: 18px;
}
.bcard__icon svg { width: 24px; height: 24px; }
.bcard h3 {
  font-family: var(--serif);
  font-size: 18px; font-weight: 900;
  letter-spacing: -0.02em;
  margin-bottom: 10px;
  color: #fff;
}
.bcard p {
  font-size: 14px;
  color: var(--on-navy-2);
  line-height: 1.65;
  font-weight: 500;
}

/* ============================================================
   PROCESS (light, paper background)
   ============================================================ */
.process {
  background: var(--paper);
  position: relative;
}
.process__list {
  position: relative;
  display: grid;
  gap: 18px;
}
.process__list::before {
  content: "";
  position: absolute;
  left: 38px; top: 24px; bottom: 24px;
  width: 2px;
  background: linear-gradient(180deg, var(--gold), rgba(184,137,44,0));
}
@media (max-width: 720px) { .process__list::before { left: 26px; } }

.pstep {
  position: relative;
  display: grid;
  grid-template-columns: 90px 1fr;
  gap: 24px;
  padding: 24px 28px 24px 0;
  border: 1.5px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  align-items: center;
  transition: transform .35s ease, border-color .35s ease, box-shadow .35s ease;
  box-shadow: var(--shadow-card);
}
.pstep:hover {
  transform: translateX(6px);
  border-color: rgba(184,137,44,.4);
  box-shadow: var(--shadow-card-hover);
}
.pstep__num {
  position: relative; z-index: 1;
  display: grid; place-items: center;
  width: 76px; height: 76px;
  font-family: var(--serif);
  font-size: 26px; font-weight: 900;
  color: var(--white);
  background: linear-gradient(180deg, var(--navy-2), var(--navy-1));
  border: 1.5px solid rgba(184,137,44,.5);
  border-radius: 50%;
  letter-spacing: -0.02em;
  flex-shrink: 0;
  justify-self: end;
  box-shadow: 0 6px 16px -8px rgba(10,19,37,.4);
}
.pstep__body h3 {
  font-family: var(--serif);
  font-size: 22px; font-weight: 900;
  letter-spacing: -0.02em;
  margin-bottom: 8px;
  color: var(--ink);
}
.pstep__body p {
  font-size: 15px; color: var(--ink-2); line-height: 1.65; font-weight: 500;
}
.pstep--final { border-color: rgba(200,16,46,.35); }
.pstep--final .pstep__num {
  color: #fff;
  background: linear-gradient(180deg, var(--red-strong), var(--red));
  border-color: rgba(200,16,46,.6);
  box-shadow: var(--shadow-red);
}
@media (max-width: 720px) {
  .pstep { grid-template-columns: 60px 1fr; gap: 16px; padding: 20px 22px 20px 0; }
  .pstep__num { width: 52px; height: 52px; font-size: 18px; }
  .pstep__body h3 { font-size: 18px; }
}

/* ============================================================
   CASES (navy)
   ============================================================ */
.cases {
  background: var(--navy-1);
  color: var(--on-navy);
}
.cases__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}
@media (max-width: 880px) { .cases__grid { grid-template-columns: 1fr; } }

.ccard {
  position: relative;
  padding: 30px;
  background: linear-gradient(180deg, rgba(255,255,255,.05), rgba(255,255,255,.02));
  border: 1px solid var(--navy-line-strong);
  border-radius: var(--radius-lg);
  display: flex; flex-direction: column;
  overflow: hidden;
}
.ccard::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--red-strong), var(--gold-strong));
}
.ccard__tag {
  display: inline-block;
  font-size: 11px; letter-spacing: 0.1em;
  color: var(--on-navy-3);
  text-transform: uppercase;
  margin-bottom: 20px;
  font-weight: 800;
}
.ccard__before, .ccard__after {
  display: flex; flex-direction: column; gap: 4px;
}
.ccard__lbl {
  font-size: 11px; font-weight: 900; letter-spacing: 0.18em;
}
.ccard__before .ccard__lbl { color: var(--on-navy-3); }
.ccard__after .ccard__lbl { color: var(--gold-strong); }
.ccard__amount {
  font-family: var(--serif);
  font-size: 22px; font-weight: 800;
  color: var(--on-navy-2);
  letter-spacing: -0.02em;
  text-decoration: line-through;
  text-decoration-color: rgba(255,255,255,.3);
}
.ccard__after .ccard__amount { text-decoration: none; color: #fff; }
.ccard__pct {
  font-family: var(--serif);
  font-size: 42px;
  font-weight: 900;
  color: #ff7585;
  letter-spacing: -0.03em;
  line-height: 1;
}
.ccard__pct strong { font-weight: 900; }
.ccard__sub {
  font-size: 13px; color: var(--on-navy-2); margin-top: 4px; font-weight: 600;
}
.ccard__arrow {
  display: grid; place-items: center;
  margin: 16px 0;
  color: var(--gold-strong);
  opacity: .85;
}
.ccard__note {
  margin-top: 22px;
  padding-top: 18px;
  border-top: 1px solid var(--navy-line);
  font-size: 13.5px;
  color: var(--on-navy-2);
  line-height: 1.65;
  font-weight: 500;
}
.cases__disclaimer {
  margin-top: 28px;
  font-size: 12px;
  color: var(--on-navy-3);
  text-align: center;
  font-weight: 500;
}

/* ============================================================
   FAQ (light)
   ============================================================ */
.faq { background: var(--paper); }
.faq__container { max-width: 880px; }
.faq__list { display: grid; gap: 12px; }
.faq__item {
  background: var(--white);
  border: 1.5px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
  transition: border-color .3s ease, box-shadow .3s ease;
  box-shadow: 0 2px 6px rgba(10,19,37,.04);
}
.faq__item[open] {
  border-color: var(--navy-2);
  box-shadow: 0 12px 28px -16px rgba(10,19,37,.18);
}
.faq__item summary {
  padding: 22px 28px;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  list-style: none;
}
.faq__item summary::-webkit-details-marker { display: none; }
.faq__q {
  font-family: var(--serif);
  font-size: 17px;
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--ink);
}
.faq__icon {
  position: relative;
  width: 24px; height: 24px;
  flex-shrink: 0;
  border-radius: 50%;
  border: 1.5px solid var(--line-strong);
  background: var(--white);
  transition: background .3s, border-color .3s, transform .3s;
}
.faq__icon::before, .faq__icon::after {
  content: "";
  position: absolute;
  background: var(--ink-2);
  border-radius: 1px;
  top: 50%; left: 50%;
  transition: transform .3s, background .3s;
}
.faq__icon::before { width: 10px; height: 2px; transform: translate(-50%, -50%); }
.faq__icon::after { width: 2px; height: 10px; transform: translate(-50%, -50%); }
.faq__item[open] .faq__icon {
  background: var(--navy-1);
  border-color: var(--navy-1);
  transform: rotate(180deg);
}
.faq__item[open] .faq__icon::before { background: var(--gold-strong); }
.faq__item[open] .faq__icon::after { transform: translate(-50%, -50%) scaleY(0); }
.faq__a {
  padding: 0 28px 24px;
  color: var(--ink-2);
  font-size: 15px;
  line-height: 1.75;
  font-weight: 500;
  animation: faqOpen .3s ease;
}
@keyframes faqOpen {
  from { opacity: 0; transform: translateY(-6px); }
  to { opacity: 1; transform: translateY(0); }
}

/* ============================================================
   APPLY (navy with red glow)
   ============================================================ */
.apply {
  position: relative;
  overflow: hidden;
  background: var(--white);
  color: var(--ink);
  padding: clamp(80px, 11vw, 140px) 0;
}
.apply__bg {
  position: absolute; inset: 0;
  background:
    radial-gradient(700px 500px at 20% 0%, rgba(225,29,51,.06), transparent 60%),
    radial-gradient(700px 500px at 100% 100%, rgba(212,175,55,.10), transparent 60%),
    linear-gradient(180deg, var(--white), var(--paper));
}
.apply__bg::before {
  content: "";
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(10,19,37,.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(10,19,37,.04) 1px, transparent 1px);
  background-size: 80px 80px;
  mask-image: radial-gradient(ellipse at center, black 30%, transparent 75%);
}
.apply__inner { position: relative; }

.aform {
  max-width: 720px;
  margin: 0 auto;
  background: var(--white);
  border: 1.5px solid var(--line);
  border-radius: var(--radius-lg);
  padding: clamp(28px, 4vw, 44px);
  position: relative;
  box-shadow: var(--shadow-card);
}
.aform::before {
  content: "";
  position: absolute;
  inset: -1px;
  border-radius: inherit;
  padding: 1px;
  background: linear-gradient(135deg, rgba(212,175,55,.55), transparent 55%, rgba(225,29,51,.35));
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  pointer-events: none;
}
.aform__progress {
  margin-bottom: 28px;
}
.aform__progress-bar {
  height: 5px;
  background: var(--paper-2);
  border-radius: 999px;
  overflow: hidden;
  position: relative;
}
.aform__progress-bar::before {
  content: "";
  position: absolute; inset: 0;
  width: var(--p, 0%);
  background: linear-gradient(90deg, var(--gold-strong), var(--red-strong));
  border-radius: 999px;
  transition: width .4s ease;
}
.aform__progress-meta {
  margin-top: 10px;
  display: flex; justify-content: space-between;
  font-size: 12px; color: var(--ink-4); font-weight: 700;
}
.aform__progress-meta strong { color: var(--gold-strong); font-weight: 900; }

.aform__notice {
  display: flex; align-items: center; gap: 12px;
  background: rgba(225,29,51,.08);
  border: 1px solid rgba(225,29,51,.26);
  border-left: 3px solid var(--red-strong);
  color: var(--ink-2);
  font-size: 13.5px;
  font-weight: 600;
  padding: 12px 16px;
  border-radius: 8px;
  margin-bottom: 24px;
}
.aform__notice .notice__tag {
  font-size: 11px;
  font-weight: 900;
  letter-spacing: 0.1em;
  background: var(--red-strong);
  color: #fff;
  padding: 4px 8px;
  border-radius: 4px;
  flex-shrink: 0;
}

.qfield {
  margin-bottom: 22px;
  padding-bottom: 22px;
  border-bottom: 1px dashed var(--line-strong);
}
.qfield:last-of-type { border-bottom: none; }
.qfield__label {
  display: block;
  font-family: var(--serif);
  font-size: 16px;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -0.01em;
  margin-bottom: 14px;
  line-height: 1.5;
}
.qfield__label b {
  color: var(--gold-strong);
  font-weight: 900;
  margin-right: 6px;
}
.qfield__opts {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.qfield__opts--grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 10px;
}
@media (max-width: 480px) {
  .qfield__opts--grid { grid-template-columns: 1fr; }
}
.qfield__sub {
  margin-top: 12px;
  font-size: 12.5px;
  color: rgba(200,16,46,.9);
  font-weight: 600;
}
.opt {
  flex: 1;
  min-width: max-content;
  position: relative;
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 13px 16px;
  background: var(--white);
  border: 1.5px solid var(--line);
  border-radius: 10px;
  font-size: 14.5px;
  color: var(--ink-2);
  font-weight: 600;
  cursor: pointer;
  transition: border-color .2s, background .2s, color .2s;
}
.opt input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}
.opt::before {
  content: "";
  width: 18px; height: 18px;
  border-radius: 50%;
  border: 1.5px solid var(--line-strong);
  flex-shrink: 0;
  background: var(--white);
  transition: border-color .2s, background .2s, box-shadow .2s;
}
.opt:hover {
  border-color: rgba(212,175,55,.5);
  color: var(--ink);
}
.opt:has(input:checked) {
  border-color: var(--gold-strong);
  background: rgba(212,175,55,.12);
  color: var(--ink);
}
.opt:has(input:checked)::before {
  border-color: var(--gold-strong);
  background: var(--gold-strong);
  box-shadow: inset 0 0 0 4px var(--white);
}

.checklist {
  margin: 28px 0 18px;
  padding: 22px 24px;
  background: linear-gradient(180deg, rgba(212,175,55,.1), rgba(212,175,55,.04));
  border: 1px solid rgba(212,175,55,.35);
  border-radius: 12px;
}
.checklist__head {
  display: flex; align-items: center; gap: 10px;
  margin-bottom: 14px;
  color: var(--gold-strong);
}
.checklist__head h4 {
  font-family: var(--serif);
  font-size: 15px;
  font-weight: 900;
  letter-spacing: -0.01em;
  margin: 0;
}
.checklist__list {
  list-style: decimal;
  padding-left: 20px;
  margin: 0;
  display: grid;
  gap: 9px;
}
.checklist__list li {
  font-size: 13.5px;
  color: var(--ink-2);
  font-weight: 500;
  line-height: 1.65;
}
.checklist__list li b { color: var(--ink); font-weight: 800; }
.checklist__list li::marker { color: var(--gold-strong); font-weight: 800; }

.acheck--strong {
  background: rgba(225,29,51,.1);
  border: 1px solid rgba(225,29,51,.3);
  border-radius: 10px;
  padding: 14px 16px;
  margin: 4px 0 14px;
  font-weight: 700;
  color: var(--ink);
}
.acheck--strong .acheck__text em {
  color: #ff8b9a;
  font-style: normal;
  font-weight: 800;
  margin-left: 4px;
}

.aform__row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 16px;
}
@media (max-width: 560px) { .aform__row { grid-template-columns: 1fr; } }

.afield {
  display: flex; flex-direction: column; gap: 8px;
  margin-bottom: 16px;
}
.afield__label {
  font-size: 13px; font-weight: 700;
  color: var(--ink-3);
}
.afield__label em {
  color: #ff7585; font-style: normal; margin-left: 2px;
}
.afield input,
.afield select,
.afield textarea {
  background: var(--white);
  border: 1.5px solid var(--line-strong);
  border-radius: 10px;
  padding: 14px 16px;
  font-size: 15px;
  color: var(--ink);
  font-weight: 500;
  transition: border-color .25s ease, background .25s ease;
}
.afield input:focus,
.afield select:focus,
.afield textarea:focus {
  outline: none;
  border-color: var(--gold-strong);
  background: var(--white);
}
.afield input::placeholder, .afield textarea::placeholder { color: var(--ink-4); }
.afield select {
  appearance: none;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%23475669' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'><path d='m6 9 6 6 6-6'/></svg>");
  background-repeat: no-repeat;
  background-position: right 16px center;
  padding-right: 42px;
}
.afield select option {
  background: var(--white);
  color: var(--ink);
}

.acheck {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin: 8px 0 22px;
  cursor: pointer;
  font-size: 14px;
  color: var(--ink-3);
  font-weight: 500;
}
.acheck input { position: absolute; opacity: 0; pointer-events: none; }
.acheck__box {
  width: 22px; height: 22px;
  border: 1.5px solid var(--line-strong);
  border-radius: 5px;
  background: var(--white);
  flex-shrink: 0;
  display: grid; place-items: center;
  transition: background .2s, border-color .2s;
  margin-top: 1px;
}
.acheck__box::after {
  content: "";
  width: 11px; height: 6px;
  border-left: 2.5px solid var(--navy-0);
  border-bottom: 2.5px solid var(--navy-0);
  transform: rotate(-45deg) translateY(-1px) scale(0);
  transition: transform .2s ease;
}
.acheck input:checked ~ .acheck__box {
  background: var(--gold-strong);
  border-color: var(--gold-strong);
}
.acheck input:checked ~ .acheck__box::after { transform: rotate(-45deg) translateY(-1px) scale(1); }
.acheck__link { color: var(--gold-strong); border-bottom: 1px solid currentColor; }

.aform__assure {
  margin-top: 22px;
  display: flex; flex-wrap: wrap; gap: 18px; justify-content: center;
  font-size: 13px;
  color: var(--ink-3);
  font-weight: 600;
}
.aform__assure span {
  display: inline-flex; align-items: center; gap: 6px;
}
.aform__assure svg { color: var(--gold-strong); }

/* ============================================================
   FOOTER
   ============================================================ */
.footer {
  background: var(--navy-0);
  color: var(--on-navy-2);
  border-top: 1px solid var(--navy-line);
  padding: 64px 0 0;
  font-size: 14px;
}
.footer__inner {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 40px;
  padding-bottom: 50px;
}
@media (max-width: 720px) { .footer__inner { grid-template-columns: 1fr; gap: 30px; } }
.footer__logo {
  height: 46px;
  width: auto;
  filter: brightness(0) invert(1);
  opacity: .92;
  margin-bottom: 14px;
}
.footer__tag {
  font-size: 13px;
  color: var(--on-navy-3);
  font-weight: 500;
}
.footer__cols {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
}
@media (max-width: 520px) { .footer__cols { grid-template-columns: 1fr; } }
.footer__col h4 {
  font-family: var(--serif);
  font-size: 15px; font-weight: 800;
  color: #fff;
  margin-bottom: 14px;
  letter-spacing: -0.01em;
}
.footer__col-h2 { margin-top: 24px; }
.footer__col p {
  font-size: 13.5px;
  line-height: 1.85;
  margin-bottom: 8px;
  font-weight: 500;
  color: var(--on-navy-2);
}
.footer__col a { color: var(--gold-strong); }
.footer__col a:hover { text-decoration: underline; }

.footer__bottom {
  border-top: 1px solid var(--navy-line);
  padding: 18px 0;
}
.footer__bottom-inner {
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px;
  font-size: 12px;
  color: var(--on-navy-3);
  font-weight: 500;
}
.footer__links { display: inline-flex; gap: 10px; }
.footer__links a:hover { color: var(--on-navy); }

/* Mobile footer: centered layout */
@media (max-width: 720px) {
  .footer { text-align: center; }
  .footer__brand { display: grid; justify-items: center; }
  .footer__cols { justify-items: center; }
  .footer__col p { text-align: center; }
  .footer__bottom-inner { justify-content: center; }
  .footer__links { justify-content: center; }
}

/* ============================================================
   STICKY MOBILE BAR
   ============================================================ */
.stickybar {
  position: fixed;
  left: 0; right: 0; bottom: 0;
  z-index: 60;
  display: none;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(14px);
  border-top: 1px solid rgba(226,232,240,.9);
  padding: 10px 14px calc(10px + env(safe-area-inset-bottom));
  gap: 10px;
  box-shadow: 0 -18px 44px -26px rgba(10,19,37,.30);
}
.stickybar__call {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  height: 50px;
  padding: 0 16px;
  background: rgba(255,255,255,.92);
  border: 1px solid rgba(203,213,225,.95);
  border-radius: 14px;
  font-weight: 900; font-size: 14px;
  color: var(--navy-1);
  flex-shrink: 0;
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}
.stickybar__call:hover {
  transform: translateY(-1px);
  border-color: rgba(184,137,44,.55);
  box-shadow: 0 10px 26px -18px rgba(10,19,37,.45);
}
.stickybar__apply {
  flex: 1;
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  height: 50px;
  padding: 0 14px;
  background: linear-gradient(180deg, #FF2A45, var(--red));
  color: #fff;
  border-radius: 14px;
  font-weight: 900; font-size: 15px;
  box-shadow: 0 16px 36px -18px rgba(200,16,46,.70);
  transition: transform .2s ease, box-shadow .2s ease, filter .2s ease;
}
.stickybar__apply:hover {
  transform: translateY(-1px);
  filter: saturate(1.05);
  box-shadow: 0 20px 46px -18px rgba(200,16,46,.78);
}
@media (max-width: 720px) {
  .stickybar { display: flex; }
  body { padding-bottom: 80px; }
}

/* ============================================================
   FAB
   ============================================================ */
.fab {
  position: fixed;
  right: 22px;
  bottom: 22px;
  z-index: 55;
  width: 76px; height: 76px;
  border-radius: 50%;
  background: linear-gradient(180deg, var(--red-strong), var(--red));
  color: #fff;
  display: grid; place-items: center;
  box-shadow: 0 14px 30px -8px rgba(200,16,46,.55), 0 0 0 6px rgba(200,16,46,.12);
  transition: transform .25s ease;
}
.fab:hover { transform: scale(1.06); }
.fab__pulse {
  position: absolute; inset: 0; border-radius: 50%;
  border: 2px solid var(--red);
  animation: fab-pulse 2s infinite;
}
@keyframes fab-pulse {
  0% { transform: scale(1); opacity: .8; }
  100% { transform: scale(1.5); opacity: 0; }
}
.fab__icon {
  display: grid; place-items: center;
  position: absolute; top: 18px;
}
.fab__icon svg { display: block; }
.fab__text {
  display: block;
  position: absolute;
  bottom: 14px;
  font-size: 10px;
  font-weight: 900;
  letter-spacing: 0.04em;
  line-height: 1.1;
  text-align: center;
}
@media (max-width: 720px) { .fab { display: none; } }

/* ============================================================
   TOAST
   ============================================================ */
.toast {
  position: fixed;
  left: 50%;
  bottom: 30px;
  transform: translate(-50%, 120%);
  z-index: 80;
  display: inline-flex;
  align-items: center;
  gap: 12px;
  padding: 14px 22px;
  background: var(--white);
  border: 1.5px solid var(--line-strong);
  border-radius: 12px;
  font-size: 14px;
  font-weight: 700;
  color: var(--ink);
  box-shadow: 0 24px 60px -12px rgba(10,19,37,.32);
  transition: transform .4s cubic-bezier(.2,.8,.2,1);
  max-width: calc(100vw - 40px);
}
.toast.is-show { transform: translate(-50%, 0); }
.toast__icon {
  width: 28px; height: 28px;
  border-radius: 50%;
  background: var(--gold-strong);
  color: var(--navy-0);
  display: grid; place-items: center;
  flex-shrink: 0;
}

/* ============================================================
   REVEAL
   ============================================================ */
.reveal {
  opacity: 0;
  transform: translate3d(0, 24px, 0);
  transition: opacity .7s ease, transform .7s cubic-bezier(.2,.8,.2,1);
  will-change: transform, opacity;
}
.reveal.reveal--left { transform: translate3d(-26px, 18px, 0); }
.reveal.reveal--right { transform: translate3d(26px, 18px, 0); }
.reveal.reveal--up { transform: translate3d(0, 24px, 0); }
.reveal.is-in {
  opacity: 1;
  transform: translate3d(0, 0, 0);
}
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  .hero__trust li { animation: none !important; }
  * { animation-duration: 0.001ms !important; transition-duration: 0.001ms !important; }
}

@keyframes float {
  0%, 100% { transform: translate(0, 0); }
  50% { transform: translate(10px, -20px); }
}